Card Scheme Changes

Read important card scheme changes, which will have an impact on how you process your Visa and Mastercard transactions.

Latest News

No new updates

VISA: Transaction Receipt Changes

6 January 2020

Visa has announced a series of changes to its rules and requirements regarding the provision of transaction receipts. These are aimed at streamlining requirements to bring them up to date with market needs and best practice.

VISA: Promotions and Free Trials

6 January 2020

From April 18, 2020 Visa is updating its rules related to transactions for merchants that offer free trials or introductory offers as part of an ongoing subscription service.

VISA & MASTERCARD: Revised Contactless Limits

6 January 2020

Visa and Mastercard are making some changes to the Contactless (CVM) Limit. This is the point at which PIN verification becomes required.

VISA Reminder: Sales Tax Rebates

6 January 2020

This is a reminder to all customers wishing to return tax payments to qualifying consumers that the refund transaction type should not be used for the return of sales tax to cardholders. The refund transaction type can only be used to correct a sale.

ALL CARD BRANDS Reminder: 8-digit BINs (Industry readiness)

6 January 2020

To overcome a shortage of available numbers, starting in April 2022, all card schemes are working towards expanding the available ranges by instigating an 8-digit BIN code across their networks.

ALL CARD BRANDS Reminder: Everyday BIN table management

6 January 2020

Maintaining updated BIN range tables is vital for authorisation routing and fraud detection. Failure to update BIN tables can impact the profitability of your business, as consumers will be unable to make purchases using valid cards.

Changes to the Visa Chargeback process as of 15 April 2018

26 March 2018

Visa is changing the way it handles disputed transactions (also known as Chargebacks) within the payments industry with effect from 15 April 2018 by introducing the Visa Claims Resolution (VCR) initiative. This aims to improve the efficiency of handling disputes and reduce the number of invalid Chargebacks.

Card Scheme News - Update

18 September 2019

As your payments partner, we are committed to keeping you up-to-date with industry and card scheme developments. The purpose of this communication is to advise you of new pricing changes being introduced by Visa and Mastercard.

Let's talk - we're here to help

Customer Services

UK: 0345 850 0195

You can call us 24/7, 365 days a year. Please have your Merchant ID (MID) number ready whenever you call us.

Get in touch