Everything you need to know about security
Strong security isn’t just protection - it’s performance. Find out how payment security drives efficiency in our handy guide.
Combatting the threat of payment fraud
Card fraud is an ongoing concern for businesses trading online, accounting for about half of all payment fraud in the UK, according to UK Finance’s annual fraud report.
The introduction of Strong Customer Authentication has helped reduce online payment fraud in recent years. Meanwhile, the work of banks, payment providers, card brands and others prevents about £1 billion of attempted card fraud every year, according to the report.
But the criminals continue to diversify in their attempts to defraud consumers. So how can you protect your customers’ data and your business’ reputation, while still maximising your sales?
Secure your business
Add an extra layer of security for online and in-person payments with 3-DS 2.2 - a way of verifying the cardholder’s identity. Helps reduce fraud, prevent chargebacks and stay compliant.
Compliance is a breeze
Payment Card Industry Data Security Standard compliance (PCI DSS) is a mouthful. It’s also mandatory. But it’s not as complicated as it sounds - here’s what you need to know.
With you every step of the way
Stumped by security? Confused by compliance? Our dedicated data-security experts will answer your questions and help you to get fully compliant.
Need next-level security for your online sales?
If you process lots of online sales up to €500 each (or equivalent in other currencies), our Transaction Risk Analysis is for you.
Transaction Risk Analysis
TRA hits the sweet spot between reducing your risk of fraud and increasing online sales. TRA analyses low-risk online transactions up to €500* in an instant for any suspicious features. If TRA confirms sales as low risk, cardholders can skip some security checks – making it faster and easier for them to complete their purchase.
*For other currencies, value is up-to-date converted amount equivalent to €500 at time of transaction.
Related resources
Avoid damaging your own cybersecurity
Poor passwords and bad patching expose your business and your customers in ways you can’t imagine, but could so easily avoid!
Test your security as a hacker would
Red Team testing with Elavon assesses the robustness of your data security, because our ‘hackers’ are working for you.
Transaction Risk Analysis
Maximise online sales and security, while minimising fraud and friction for eligible transactions. Read our whitepaper here.
Helping thousands of customers around the world grow their business through payments
Customer service and support
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Customer service: 0345 850 0195
Telephone: Monday to Friday, 8am to 6pm
Chat: Monday to Friday, 8am to 4pm
Opayo product support: 0191 313 0299
24 hours a day, 365 days a year
Copyright © 2025 | U.S. Bank Europe DAC. Registered in Ireland with Companies Registration Office. The liability of the member is limited. United Kingdom branch registered in England and Wales under the number BR022122.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is a credit institution authorised and regulated by the Central Bank of Ireland. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.
Helping thousands of customers around the world grow their business through payments
Customer service and support
We’re here to help!
Customer service: 0345 850 0195
Telephone: Monday to Friday, 8am to 6pm
Chat: Monday to Friday, 8am to 4pm
Opayo product support: 0191 313 0299
24 hours a day, 365 days a year
Copyright © 2025 | U.S. Bank Europe DAC. Registered in Ireland with Companies Registration Office. The liability of the member is limited. United Kingdom branch registered in England and Wales under the number BR022122.
U.S. Bank Europe DAC, trading as Elavon Merchant Services, is a credit institution authorised and regulated by the Central Bank of Ireland. Authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details about the extent of our regulation by the Prudential Regulation Authority are available from us on request.
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