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Americas

United States
Puerto Rico

Europe

Denmark
Germany
Ireland
Norway
Poland
Sweden
United Kingdom
Spain
A business owner uses Elavon reporting tools to optimise their sales data and make smarter business decisions

Optimising payments is a balancing act

Approve too many risky transactions and fraud losses rise. Decline too many genuine payments mistakenly flagged as suspicious – a challenge known as ‘false positives’ – and you lose sales and loyal customers. 

Our suite of payments optimisation products and services are designed to help you find the right balance and make the most of your payments. 

What does payments optimisation mean?

  1. Using real-time data and smart technology that adapts to changing patterns, we’ll help you get more transactions approved first time, reducing false positives and lost sales.

    • Boost sales by reducing false declines
    • Improve cashflow with faster, reliable payments
    • Strengthen customer relationships 

    Using real-time data and smart technology that adapts to changing patterns, we’ll help you get more transactions approved first time, reducing false positives and lost sales.

    • Boost sales by reducing false declines
    • Improve cashflow with faster, reliable payments
    • Strengthen customer relationships 
  2. Harness machine learning and advanced AI to detect and prevent fraud in real time. Use smart technology to learn how genuine customers behave and spot unusual patterns. 

    • Prevent chargebacks and resolve disputes efficiently
    • Safeguard your reputation and customer trust
    • Reduce financial losses from fraudulent activity

    Harness machine learning and advanced AI to detect and prevent fraud in real time. Use smart technology to learn how genuine customers behave and spot unusual patterns. 

    • Prevent chargebacks and resolve disputes efficiently
    • Safeguard your reputation and customer trust
    • Reduce financial losses from fraudulent activity
  3. Streamline your operations with smart automation and transaction routing. We’ll help you spot inefficiencies and uncover missed savings in your payment flows.

    • Lower transaction fees and payment costs
    • Reduce manual work and simplify operations 
    • Safeguard your margins with expert advice

    Streamline your operations with smart automation and transaction routing. We’ll help you spot inefficiencies and uncover missed savings in your payment flows.

    • Lower transaction fees and payment costs
    • Reduce manual work and simplify operations 
    • Safeguard your margins with expert advice
  4. Enable seamless sales 
    Remove unnecessary checkout barriers for genuine customers while keeping security strong where it matters, using smart authentication and real-time risk analysis.

    Enable seamless sales 
    Remove unnecessary checkout barriers for genuine customers while keeping security strong where it matters, using smart authentication and real-time risk analysis.

Broaden your optimisation for more benefits

Optimising payments isn’t just about authorisation rates and fraud prevention. It’s also about unlocking new opportunities for your business. 

Offer currency conversion

Attract international customers and make it easier for them to pay in their preferred currency
 

Strengthen chargeback management

Cut losses and administration by resolving disputes fast, with Elavon experts taking care of your chargebacks

Enjoy flexible funding options

Benefit from reliable cashflow with next-day funding and instant settlement, knowing funds will be in your account when you need them.

Enable digital wallets

Never miss a sale, whether your customer prefers Apple Pay, Google Pay or other mobile wallets.

Make the most of reporting data

See sales trends, optimise staffing and make smarter decisions about promotions and managing stock.

Gain a competitive edge

When payments are easy, customers come back and your business stands out from the competition.

Two professionals collaborate at a desk during a consultation focused on payments optimisation, reviewing information on a computer screen

Your partners in payments optimisation

Our specialist optimisation consultancy is designed for online and remote-payment setups, helping you uncover hidden costs like interchange fees, cross-border charges and acquirer markups. 

We’ll help you map how payments move through your business, review your sales data and suggest practical ways to cut costs. We’ll also guide you through managing chargebackscurrency conversion and alternative payment methods, so you’re ready to capture every sale.

Optimise with smart solutions

Security solutions

Fraud, fines and reputational damage can drain your profits. Make security part of your optimisation strategy to protect your payments and avoid expensive data breaches. We’ll manage the security, so you can keep growing sales without the hidden costs.

Transaction Risk Analysis

If your business has a high volume of low-risk transactions, Transaction Risk Analysis can help you make best use of Strong Customer Authentication exemptions up to €500 – and find the sweet spot between fraud management and improving your bottom line.

3-D Secure

Implementing 3-D Secure strengthens payment security, reduces fraud and keeps you aligned with legislation. It’s not just compliance with Strong Customer Authentication; it’s the gold standard for card authentication, protecting revenue and reputation.

Related resources

Paying with card online

The smart way to safer payments

Transaction Risk Analysis helps you reduce fraud and enjoy seamless online payments. Download our whitepaper for everything you need to know about TRA, from how it all works to why it really matters for compliance and conversion.

mariott customer story

Customer story - Marriott 

Guests at more than 500 Marriott hotels across Europe enjoy consistent and effortless payments, thanks to Elavon – while we work with the iconic hospitality brand to keep card commission charges as low as possible for its hotels. 

A lady using self-service kiosk

Payments optimisation for airlines

Discover how airlines can boost revenue and customer satisfaction through smarter payment strategies. Our guide reveals key optimisation tactics tailored for the travel sector – helping you fly further, faster and more profitably.

Learn how to optimise every transaction

Power your payments with Elavon

  • We fund you within 48 hours – or pay to upgrade to same- or next-day payments*
  • Easy signup and setup, with customer care and 24/7 technical troubleshooting in more than ten languages
  • We offer more than payments, with product features and add-on services to help you save time and money
  • Fast, secure transactions whether you trade online, in-store, both ways or even on the go
  • See real-time business reports, card transactions, payment settlements and more, on our online portal 

* Sign up for Faster Payments, which will see money paid into your account the next day.

Elavon account support

If you're already an Elavon customer and have a question about your account, please visit our Customer Centre or use the contact form below to get in touch.

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