3-D Secure authentication – if you believe you have a business requirement to disable/ set this rule to inactive, please be aware your business will be liable in the event of a chargeback. To turn off 3DS, click on the rule to change the toggle to ‘Disable’.
Under the Second Payment Services Directive (PSD2) regulations, most ecommerce transactions throughout Europe will soon require Strong Customer Authentication (SCA). EMV 3DSecure is the industry standard method of providing SCA on card payments. By choosing to deactivate 3DS on your Converge account, you will be liable in the case of chargebacks raised by card issuers and at risk of having transactions declined by them.
There may also be fines imposed by the card schemes (Visa and MasterCard) for excessive declined transactions.
- High risk billing country – use this rule to either Decline or Review (place in the Fraud Review transaction list) all countries added to the Blocklist. To define the Block List, click ‘ADD COUNTRY’: